iShares Core Cash ETF vs Betashares Australian Investment Grade Corporate Bond ETF
These ETFs invest in different asset classes (shares vs bonds). They are unlikely to share holdings.
Scored across Cost, Fund size, Holdings breadth and Income. Past performance is excluded.
See full breakdown ↓Overlap is estimated from the funds' listed top holdings, not their full constituent lists. These funds invest in different markets, so the expected overlap is approximately 0%.
iShares Core Cash ETF
BlackRock (iShares)
Betashares Australian Investment Grade Corporate Bond ETF
BetaShares
Comparison scores reflect how each ETF compares to the other on these specific dimensions only. They are not absolute ratings or recommendations.
BILL and CRED are both Bonds ETFs: BILL tracks the Bloomberg AusBond Bank Bill Index and CRED tracks the Solactive Australian Investment Grade Corporate Bond Select TR Index. BILL has the lower management fee (0.18% vs 0.25% p.a.). A holdings overlap is not reliably estimable for this pair.
Key differences at a glance
Which of BILL and CRED fits depends on your objectives, not on one being superior. Where the two funds differ most:
Category scores compare these two ETFs only and are not absolute ratings.
BILL has the lower management fee - the one objective "cheaper" axis.
CRED is the larger fund. Larger is not inherently better, but greater scale can support tighter spreads and lower closure risk.
BILL spreads exposure across more holdings (BILL 78, CRED 62); the other is more concentrated. Neither is inherently better - it depends on whether you want breadth or a focused tilt.
BILL distributes approximately 3.8% and CRED approximately 5.2%; CRED carries the higher estimated distribution yield. A higher yield may suit an income focus; a lower one may suit a growth or tax-efficiency focus. Yields are estimates and are not guaranteed; past performance is not a reliable indicator of future returns.
Green highlights the factually lower fee or higher scale/income figure. Performance is never highlighted. Data from issuer disclosures, reviewed quarterly.
Yield figures are estimates based on recent distributions and may vary. Past distributions are not a reliable indicator of future distributions.
Past performance is not a reliable indicator of future returns.
Top 10 listed holdings for each fund, from issuer disclosures.
BILL top holdings
CRED top holdings
Based on each fund's most recently published sector and geographic weightings; figures are approximate. Full breakdowns are shown below.
BILL sectors
CRED sectors
BILL geography
CRED geography
Choosing between BILL and CRED depends on your goals, time horizon and current holdings, not on one being the right answer for everyone. The main differences are summarised above, with the complete data below.
BILL and CRED do not share enough listed top holdings to reliably estimate a holdings overlap. Compare their fees, holdings and sectors on this page.
BILL has the lower management fee. BILL charges 0.18% per year ($18 per year on a $10,000 investment) and CRED charges 0.25% per year ($25 per year on a $10,000 investment). The difference is $7 per year per $10,000 invested.
BILL (iShares Core Cash ETF) manages approximately $1.2B and CRED (Betashares Australian Investment Grade Corporate Bond ETF) manages approximately $1.8B. Fund size can affect liquidity and bid-ask spreads but does not by itself change the management fee.
BILL and CRED do not share enough listed top holdings to estimate overlap, so whether holding both duplicates your exposure depends on their full constituent lists.
There is no universally right choice. It depends on your goals, time horizon and existing holdings. BILL charges 0.18% and CRED charges 0.25%, so BILL has the lower management fee. Compare their fees, holdings and sectors above and consider each fund's Product Disclosure Statement and Target Market Determination.
General information only.This comparison and the ETFLens tools on this page provide general information about two exchange-traded funds and do not take into account your personal objectives, financial situation or needs. It is not personal financial product or investment advice. ETFLens does not hold an Australian Financial Services Licence (AFSL). Holdings overlap is calculated from each fund's published holdings (full lists where the issuer publishes one, listed top holdings otherwise), and fee data is sourced from fund manager PDS documents and updated quarterly. Past performance is not a reliable indicator of future returns. Consider each fund's Product Disclosure Statement (PDS) and Target Market Determination (TMD), and seek advice from a registered tax agent or licensed financial adviser, before making investment decisions.
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